Terms, Conditions & Regulatory Compliance
Mandatory Legal Compliance Directive
The Sahayanidhi Member Assistance Scheme operates under approved temple trust guidelines. All draws and welfare waivers remain in documented non-financial simulation mode until statutory regulatory registration is finalized.
In accordance with applicable regulatory guidelines, no real financial prize distribution or administrative surplus skimming is activated until documented approval is finalized and signed by the statutory authorities.1. Membership & Enrollment
1.1 Devotee members register through assigned area agents or direct temple trust office verification.
1.2 Each member contributes a fixed monthly amount (e.g. ₹1,000) for a 16-month scheme cycle.
1.3 Only one active enrollment per scheme batch is permitted per mobile number.
2. Monthly Contributions & Verification
2.1 Installments are payable on or before the 10th of every calendar month.
2.2 Collections handled by agents are submitted into the system and require administrative verification before issuance of authentic digital receipts.
2.3 Members receive an auditable unique digital receipt with QR verification for every approved installment.
3. Monthly Assistance Simulation Mode
3.1 All monthly random draws operate solely in a demonstration / simulation mode.
3.2 Simulation draws produce cryptographic audit hashes and frozen participant records, but make no live debit or credit transfers to member accounts until official regulatory registration.
3.3 Following documented clearance, winner benefits (e.g. next month installment waiver) will follow the approved agreement strictly.
4. Final 16-Month Settlements
4.1 At the end of the 16-month period, each member is entitled to a formal settlement reconciliation.
4.2 Full transparency between member contributions and administrative funds is maintained through double-entry ledger bookkeeping.